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What could you be driving?

What could you be driving?

What could you be driving?

What could you be driving?

What could you be driving?

Welcome to car-allowance.co.uk

If you are an existing car-allowance user with a car to part exchange, a seasoned company car driver with an option to take a cash alternative or you are a company looking to advise your car-allowance users, we may be able to assist you.

We specialise in providing nearly new cars with manufacturer's warranty at competitive prices - all with low deposits and transparent and flexible finance packages.

Please take a moment to review our:

Finance

Please talk to us before you agree to any finance contract, as we are here to help you. It can be quite complex trying to compare finance proposals, as many will have varying deposits, different flat interest rates linked to APR’s, unrealistic or challenging Residual Values and options on the term of the finance.

There are many forms of car finance and some of the terms you might hear include:

* Hire Purchase

* Lease Purchase

* Personal Contract Purchase

* Bank Loan

* Contract Hire

* Personal Leasing

Which one suits your circumstance and budget?

Some of the things you might want to consider before signing a car finance agreement include: does it contain hefty document fees; high penalty fees for settling your agreement early; charges for damage to the vehicle at the end of the agreement; and associated charges for excess mileage.

You also need to make sure that if you are an individual buying a car that there is no VAT payable on your monthly payments – VAT will add 20% and will greatly add the amount of money you owe – And you cannot claim any of it back! Furthermore, some agreements have significant set up fees and make it unaffordable to exit early.

Our finance providers have been our partners for over twenty years and we understand the agreements totally. We will work out what is right for you, make sure you that you understand the agreement and cover all of the ‘what-ifs’ before you commit to anything.

Talk to us about the Consumer Credit Act and let us explain the differences between the available funding options so that you can make an informed decision.